Looking for a moist, delicious banana bread that happens to be gluten-free? This secretly healthy banana bread recipe swaps traditional flour for nutrient-rich oat flour, creating a tender loaf that’s perfect for breakfast or an afternoon snack. Overripe bananas and maple syrup provide natural sweetness, keeping the recipe refined sugar-free, and oil-free.

Let me just tell y’all about this healthy banana bread. This stuff is GOOD. Like, really, really good, and you would have no idea that it was gluten-free or moderately healthy at all. In fact, no one in my family even believed me when I told them it was. We all just devoured it much too quickly.
My favorite way to devour it was after a few seconds in the microwave, just enough to get the chocolate chips all melty, delicious, and absolutely wonderful. This is real, homestyle, tastes-like-mommy-made-it banana bread. It reminds me so much of the chocolate chip banana bread my mom always made for my sister and me when we were left with too many overripe bananas.

Mmm, such good stuff, except instead of the oil and sugar that made mommy’s banana bread, this one uses honey and applesauce! It also uses oat flour to keep it gluten-free.
Want to make your own oat flour? It couldn’t be easier. Simply blend rolled oats in a food processor or blender until they’re a smooth, fine powder.
Ingredients you’ll need to make banana bread

- Sweetener: Honey or maple syrup can be used interchangeably here. For a lower-sugar version, you could use monk fruit syrup. Date syrup works well as a natural alternative, but please note that changing the sweetener may slightly affect texture, flavor, and baking time.
- Unsweetened Applesauce: this acts as an oil replacement for moisture and binding.
- Eggs: these are crucial for structure and binding. For a vegan version, use 2 flax eggs (2 tablespoons ground flaxseed + 6 tablespoons water) or a commercial egg replacer, but note that this will change the texture of the loaf. I recommend this vegan banana bread if you’re looking for an egg-free loaf.
- Vanilla Extract: pure is recommended for the best flavor. Almond extract also makes a nice variation (use half the amount).
- Gluten-Free Oat Flour: make sure it’s certified gluten-free if you have celiac disease. You can make your own by blending rolled oats until finely ground.
- Leaveners (Baking Soda, Baking Powder) & Salt: these are crucial for proper rise and flavor, you must use both as they react differently. Fine sea salt or table salt both work well.
- Spices (Cinnamon & Nutmeg): you can adjust amounts to taste. Freshly grated nutmeg gives the best flavor. You can add ginger or allspice for variation. Cardamom works beautifully, too!
- Mashed Bananas: they must be very ripe (lots of brown spots) since the ripeness provides a lot of sweetness. The riper the bananas, the sweeter the bread! Measure after mashing for accuracy.
- Chocolate Chips: I like using low-sugar dark chocolate chips. You can substitute with chopped nuts or dried fruit or omit mix-ins entirely. For dairy-free, make sure to use dairy-free chocolate chips.
Because it’s a bit healthier than the usual banana bread, you can have more slices without the guilt. May I suggest having a piece with some peanut butter on it? Mindblowingly delicious.

Of course, to keep it even healthier, leave out the chocolate chips or make your own refined sugar-free chocolate chips. I just can’t have banana bread without chocolate chips, so I had to include them.
Now, go make some banana bread, and have an extra slice for me! :)
Like this healthy banana bread? Try these recipes too!
- Vegan Gluten-Free Cinnamon Swirl Banana Bread
- Gluten-Free Cococnut Blueberry Banana Bread
- Paleo Banana Blueberry Muffins

Secretly Healthy Banana Bread (Gluten Free)
Ingredients
- ½ cup honey or maple syrup
- ¾ cup unsweetened applesauce
- 1½ cups mashed ripe bananas
- 2 eggs, room temperature
- 1 teaspoon vanilla extract
- 1½ cups gluten-free oat flour
- ½ teaspoon salt
- ¾ teaspoon baking soda
- 1 teaspoon baking powder
- ¼ teaspoon cinnamon
- ¼ teaspoon nutmeg
- ¾ cup chocolate chips, optional but encouraged
Instructions
- Grease one 9″x5″ loaf pan and preheat the oven to 350º F.
- In a large bowl, stir together the honey, applesauce, mashed banana, eggs, and vanilla. In a separate bowl, combine the oat flour, salt, baking soda, baking powder, nutmeg, and cinnamon. Stir into the wet ingredients. Fold in the chocolate chips if using.
- Spoon batter into the prepared pan and bake for about one hour or until a toothpick comes out clean or with a few crumbs attached. Let cool, and enjoy!




Great recipe Healthy Gluten Free Banana Bread. This is my favorite of all breads.I am nuts for banana bread. Your bread looks just scrumptious it makes my mouth water just looking at it. I just love the idea of putting chocolate chips in it. Just Tasty Awesome!!!!!
Hi, I made this the other night (added xanthan gum) and the outer shell rose and cooked much quicker than the inside (nearly burned in the 1 hr cook time). I had to cut off the outer layer and only eat the inside. The flavor was great, but the inside was rather jello textured. I followed the recipe exactly with the exception of the xanthan gum. Would I have better success if I tried it without next time? I love the simplicity of the ingredients and the combination of flavors so I am hoping to keep this recipe as my standby banana bread. I would just hope for more of a bread texture like the picture next time…
Hi Julia, yes, xanthan gum can tend to make things more jello-like and alter the texture of a recipe, which is one of the reasons I prefer not to use it. Try making the recipe as is for better results, because ingredients like xantham gum alter the chemical reactions in the baking process and can drastically change the final texture of a product.
Same thing happened to me but I didn’t add the xanthan gum. The outside tasted great, but inside was pretty much inedible. I really want to try it again this weekend, but I’m hesitant. You’ve made this often without any trouble?
Hi Claire, I have made it a few times with success so I’m sorry it’s not turning out for you! What was the texture of the inside like? This bread does have a lot of moisture, so you could try reducing the applesauce or banana by about 1/4 or 1/2 cup to make the bread cook more evenly.
Ok so this recipe has the perfect ingredients and amazing flavor but I ran into a bit of trouble on the way. After mixing the wet ingredients in a separate bowl, the ratio of liquid I had to dry ingredients didn’t seem right. I trusted my gut and left roughly 1/4th of the liquids in the bowl and mixed the other 3/4ths into the dry. This turned out a really great loaf as I’ve attempted so many gluten free nut free options. So all in all I truly believe the recipe is off but with a few adjustments it’s to die for.
Hi Sabrina! Glad you liked the recipe :) and I’m glad that you trusted your instinct – sometimes baking can be finicky!
I am looking forward to baking this weekend!:) I wanted to ask you if it will be ok if I use a muffin tin instead. Many thanks!!
Hi Lana – using a muffin tin will definitely work, just reduce the baking time accordingly! :) Happy baking!
Hi! Can I use gluten-free flour rather than gluten-free OATS? I love that this recipe is very healthy and natural!
Hi Rachel, that should be fine! I haven’t used GF all-purpose flour in this recipe, but it should turn out similar. Enjoy!
Hi, thank you for sharing your recipe! This is my first time seeing your site. My daughter had her friend over after school and I had the ingredients out and waiting to prepare for them. We made the bread together and it’s still in the oven as I type this. It took a big longer than I expected… I did get to try a little bit earlier when I thought it was ready–it’s very very good. I added melted peanut butter and swirled it through the batter before I put it in the oven. Thank you so much for sharing.
Cheers,
Caroline & Kids
Hi Caroline, thanks for trying the recipe! So glad you had fun making it with your daughter and her friend. I hope you enjoy it! The addition of peanut butter sounds wonderful.
I made this last night and it turned out great! How long will it keep at room temp/do you think it would freeze well?
Hi Delaney! I would keep it wrapped/covered at room temperature for about 2 days. After that, it will freeze well for about 3 months! Just make sure it’s wrapped super well to avoid freezer burn. So glad that you liked the bread – enjoy! :)
Seriously, this is better than any banana bread I’ve ever had!!! I made them into muffins and cut the time in half. My kids can’t stop eating them. Thank you sooooo much!!!!!
The only substitution I made was using gluten free all purpose flour. Plus, I left the bananas slightly chunky and threw in some Ghiradelli dark chocolate chips. Turned out absolutely perfect! (And I don’t cook/bake.) Definitely making this again! Thanks for posting!
Sound glad that the recipe turned out well for you, Brooke! Good to know you can sub GF AP flour here. Thanks for commenting!
Made this, it was AWESOME. I cut back on the maple syrup by a tiny bit, and used an 8.5 x 4.5 pan. It cooked in 40 minutes, I covered it with foil at about 20 because it was looking a tidge brown. Soooo good slathered with butter!
So glad you enjoyed it, Amy!! Butter was a good call :)